DHA Quetta Real Estate FAQs: All You Need to Know
If you are looking to understand the complexities of real estate in DHA Quetta, this FAQ guide will answer your questions about files, plots, possession, development charges, and much more. With detailed answers, you’ll be better informed about investing in residential and commercial properties across the country.
General FAQs about DHA Quetta Real Estate
- What is a file in real estate? A file is a preliminary document representing the right to claim a plot in a housing society. It’s issued before plot balloting and doesn’t specify a physical location on the ground.
- What is the difference between allocation and affidavit files?
- Allocation File: Directly issued by the housing society and requires transfer through the society’s office.
- Affidavit File: A legal document provided to landowners in exchange for their land, transferrable without society involvement.
- What is a plot? A plot is a defined piece of land allocated for residential or commercial purposes within a housing society.
- What does possession mean in real estate? Possession refers to the legal right to occupy and use a plot after fulfilling all society requirements, including development charges.
- What are development charges? Development charges are fees levied by housing societies for infrastructure development, such as roads, utilities, and parks.
- What is balloting in real estate? Balloting is the process of assigning plot numbers to file holders through a computerized or manual draw.
- What is an open file? An open file is unregistered with a buyer’s name and can be transferred to anyone without society approval. Open property must be sold via a registered or authorized dealer. If the open property is not sold within 90 days, it will automatically be allocated to the respective estate agency owner.
- What is the difference between a letter and an open file?
- Letter: Refers to ownership allocated to the respective owner.
- Open File: Property that can be sold via a registered or authorized dealer or estate agency.
- What is a non-balloted file? A file for which the plot number has not been assigned yet.
- What is an NDC (No Demand Certificate)? An NDC is issued by the housing society certifying that no outstanding dues exist for a plot or file. It is mandatory for plot transfer. The fee for a normal NDC is PKR 2,500, while an urgent NDC costs PKR 11,000.
NDC FAQs
- What is the purpose of an NDC? It ensures that all society dues, including development charges, have been cleared before transferring ownership.
- Who issues the NDC? The respective housing society issues the NDC upon request.
- How long does it take to obtain an NDC? Typically, it takes 2-5 business days, depending on the society.
- What documents are required for an NDC? Ownership documents, CNIC copies, and application forms are usually required.
- Is there a fee for obtaining an NDC? Yes, the fee is PKR 2,500 for a normal NDC and PKR 11,000 for an urgent NDC.
- Can I apply for an NDC online? Some modern societies offer online applications; check with the specific society.
- What happens if there are unpaid dues? The society will not issue the NDC until all dues are cleared.
- Is an NDC necessary for selling a plot? Yes, it is mandatory for completing the transfer process.
- What is the validity period of an NDC? It is usually valid for 15-30 days, depending on the society’s policy.
- Can an NDC be revoked? Yes, if new dues arise or errors are discovered post-issuance.
Investment FAQs
- Should I buy residential or commercial property? Residential properties are ideal for long-term living, while commercial properties yield better rental income and appreciation.
- What is the difference between cash payment and an installment package?
- Cash Payment: Full payment upfront for immediate ownership.
- Installment Package: Payment spread over months or years, suitable for budget-conscious buyers.
- What is a location ballot? It is a secondary balloting to assign plot numbers to non-balloted file holders.
- What are file transfer charges? These include society’s fees and government taxes for transferring file ownership.
- What taxes apply to buyers? Buyers must pay Capital Value Tax (CVT), Stamp Duty, and Advance Tax as per FBR regulations.
- What is the role of an investor in real estate? Investors buy properties for short-term gains through file trading or long-term appreciation.
- What is a next of kin transfer? A process to transfer ownership to the legal heir upon the owner’s demise.
- What is FBR’s role in real estate? The Federal Board of Revenue monitors property transactions and taxes to ensure compliance with laws.
- What is a buyer’s checklist for property purchase? Verify ownership, society approvals, location, and development status.
- What should a seller prepare for a property transaction? Obtain NDC, clear dues, and ensure all ownership documents are up-to-date.
Plot Sizes Conversion Table
| Plot Size |
Square Feet (sq ft) |
Square Yards (gaz) |
| 5 Marla |
1,125 sq ft |
125 gaz |
| 8 Marla |
1,800 sq ft |
200 gaz |
| 10 Marla |
2,250 sq ft |
250 gaz |
| 1 Kanal |
4,500 sq ft |
500 gaz |
| 4 Marla |
900 sq ft |
100 gaz |
| 16 Marla |
3,600 sq ft |
400 gaz |
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